2008 Regular Session . May 8, 2008
Raise Compulsory Auto Liability Limits: Just Common Sense
The bill to raise compulsory liability limits to 25/50/25 that passed the Legislature last year only to be vetoed by Gov. Blanco is back before the Legislature and developing a momentum of its own.
HB 1312 by Rep. Erich Ponti, was reported out of House Insurance Committee on May 7. The author is a freshman legislator from Baton Rouge who thinks the time has come for this change. The current limits of 10/20/10 have been in place since 1984—almost a quarter century. Only one other state—Florida, a no fault state—has limits this low.
If Louisiana enacts HB 1312 to increase limits to 25/50/25, we’ll be in line with the rest of our neighboring states: Alabama (20/40/10), Arkansas (25/50/25), Mississippi (25/50/25), Oklahoma (25/50/25), and Texas (25/50/25, increasing to 30/60/30 in 2011).
Call your representative today to register your support for this measure. The bill could come for a vote early next week.
Opponents charge it will drive up rates and increase the number of uninsured motorists. Facts do not bear that out. Some have called their insurance agent to get quotes for the various levels of coverage. Others have gone on-line and asked for quotes from Geico, State Farm, Progressive and Allstate. The increase in rates was minimal, in some cases as low as $10 per month or 7 percent of the premium. In exchange, the insured gets two and one-half the amount of liability coverage.
The increase in vehicle repair costs and medical inflation have eroded the protections of 10/20/10 coverage. Current minimum levels do not provide protection to the motoring public.
LAJ Lobby Day: Next Tuesday, May 13
Bills and issues are heating up. Attend LAJ's second Lobby Day of the session next Tuesday, May 13. LAJ members had good success with bills and talking with legislators during our Lobby Day held in April. If you couldn't attend then — or even if you did! — don't miss out on Lobby Day next Tuesday.
Call the LAJ office at 800-354-3267 or 225-383-5554 to let us know you plan to attend. We'll follow the same schedule: Come to the LAJ office at 7:30 a.m. for breakfast and legislative briefing; go to the Capitol at 9 a.m.; return for lunch and invite your representative and senator to join us; then return to the Capitol to observe Senate and House floor debate. Come! Your contacts are making a difference.
Stay in Touch
Did you know that you can listen to live broadcasts of some committee hearings? Go to the Web portal of the Louisiana State Legislature to see which proceedings are broadcast and get instructions on how to tune in. Use this same link to contact your legislators, access information about bills, check committee schedules and more.